Financial car lease :Read everything you need to know!
Financial Lease is suitable for independent entrepreneurs in small and medium-sized businesses who:
– are looking for security, in the form of financing with a fixed duration and a fixed interest rate.
– who wish to purchase passenger cars and / or delivery vans up to 3500 kg outside the private sphere
– want to purchase a new or used car.
Financial Lease is less suitable for entrepreneurs who:
– have a recurring need for money.
– regularly want to pay extra.
Financial Lease: customized and responsible
Are you planning to buy a new or used car? Then you probably already know exactly what amount you need for this. Recognizable? Then take a look at the characteristics of a Financial Lease. You benefit from:
– a fixed interest.
– a fixed duration.
– a lower monthly amount if you use a closing period.
– a lower credit amount due to a trade-in car or down payment.
– depreciation and interest are tax deductible.
– the VAT refund with which you must make a down payment.
With a Financial Lease you know in advance where you stand:
– You know the amount you borrow.
– You know what monthly amount you pay.
– You know how much interest you pay per month.
– You know how much you pay each month.
– You know when you have repaid the loan.
– You are the direct economic owner of the car.
Why Financial Lease with a final installment?
You can agree a final term with us so that you will only pay back part of the loan on the end date of the financing. We then calculate how much the car will still be worth at the end date of your loan. You only have to repay that amount on the end date.
The advantage of this is that you pay us a lower amount per month. Of course you pay interest every month on the entire amount that you borrow. You therefore pay more interest in total if you agree on a final installment.
With a final period you can therefore lower your monthly period. You repay the amount that you are financing in equal monthly installments over a fixed term. A monthly installment consists of an amount for repayment and interest. The amount of the final installment depends on the year of manufacture and use of your car.
At the end of the term, everything is paid off and you are also ‘legal owner’. With Financial Lease you know exactly where you stand.
Good to know!
Choosing a Financial Lease means opting for financing with certainty. But keep in mind the following:
– You cannot withdraw the amounts you repay.
– Early repayment is not free of charge.
– The car is the security for your financing. You are the “economic owner” of the car.